Instant Loans Up To £2,000

We can provide instant loans online up to £2,000 where eligible, with first-time customers able to apply for amounts up to £800. This is to ensure that your first loan with us is manageable and that you become a trusted customer. If you are a returning customer, you’ll need to ensure your first loan with us is repaid in full before applying.

New customers can choose up to 8 months’ repayments on their instant loan, so if you’d rather not have to repay in full in one go, such as with a payday loan, you can choose flexible instalments. Please choose repayments that you can comfortably sustain throughout the loan term. We do offer repayments up to 12 months, but this is for returning customers only, subject to credit and affordability checks.

Yes, this is a requirement of your application. As FCA-authorised direct lenders, we take responsible lending seriously and need to ensure any type of short term loan with us is both affordable for you and is right for your situation. Credit checks are designed to protect you as much as the lender, and we want to make sure an instant loan is sustainable before approving. If you have a low credit score, we may still be able to help you today.  

We cannot guarantee same–day funding, but we always aim to process and transfer approved funds as soon as possible. This will depend on a few different factors, including if we have all the information we need to fully assess your application and if your bank processes Faster Payments. The time of day you apply may also factor into this, especially if you apply outside of our business hours. If you have any questions about timings, please ask your Customer Care Manager. 

We use a Continuous Payment Authority (CPA) to collect repayments automatically from your bank account. This will be set up as part of your loan agreement, and it makes things easier to ensure repayment is on time. All you need to do is ensure enough available funds are cleared in your bank account at least the day before your agreed repayment date. You can choose which date this is during your application.  

No, we do not charge any hidden fees on your loan, ensuring full transparency of your instant loan repayment and total costs. This ensures there are no surprises during your application or the repayment period. Please ensure that before signing, you agree to the total cost and repayments provided. There are also no admin or processing fees, and we do not charge for late payments either.