When you take out a £200 loan with us, repayments are collected using a Continuous Payment Authority (CPA) from your bank account. This allows us to take the agreed repayment amount on the scheduled date you choose, with no changes made without your knowledge. We will never take more than what has been agreed in your loan terms, and you simply need to ensure sufficient funds are available in your account before the due date.
If you are concerned about missing a repayment, it’s important to contact your dedicated Customer Care Manager as soon as possible. In some cases, we may be able to move or reschedule a payment to help you manage your loan.
If a repayment is missed without prior contact, a one-off default fee may apply, which is capped at £15. Missing payments can affect your credit record and make it harder to access credit in the future, which is why we encourage early communication so we can support you where possible.
How to Avoid £200 Payday Loan Scams
At Fast Loan UK, we will never ask you to pay any upfront fees before receiving a £200 loan, nor will we request unexpected payments during your loan term. If a lender asks for money in advance or pressures you for additional payments, this could be a sign of a scam.
If you are ever unsure, do not share personal or financial information. Instead, contact your personal Customer Care Manager directly through our official channels for reassurance and support.
Protecting your personal information is a priority for us. We do not share your data with third parties (unless you have given us express permission), and all applications are processed through a secure server.
To ensure you are on our genuine website, check for the padlock symbol in your browser’s address bar and confirm you are using our secure website address: https://www.fastloanuk.co.uk/.
Apply Today For A £200 Loan
If you need more information about our £200 loans or have questions about the application process, our team is here to help. At Fast Loan UK, we believe it’s important that you can speak directly with us whenever you need to. Our Customer Care team is available 7 days a week by phone or email to provide clear guidance and support at every stage.
Once you’ve decided that a £200 loan is right for you, complete our online application to receive a near instant decision, with no obligation to proceed until you’ve reviewed the full loan terms.

